Payment Options For Your Plastic Surgery Procedure

We’re here to help you find the right payment option for your Plastic Surgery procedure. If you’d like to pay off your surgery ahead of time, we offer convenient, interest-free layby. Or, if you’d like to consider a personal loan to have your surgery now, we can assist by connecting you with our licensed specialist funding partners. We encourage you to be responsible when undertaking payment options for any procedure and to carefully consider whether the option is appropriate for you. Read on to learn more.


Payment Options


Connect with our lending partners to fund your surgery now from $40 per week*


Connect with our lending partners to fund your surgery now from $40 per week*


Pay off your package before your surgery date with a convenient layby plan 

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  • CosMediTour (Consulting) Pty Ltd / CosMediTour (Australia) Pty Ltd / CosMediSmile Pty Ltd are plastic surgery and cosmetic dentistry facilitator companies. We are not licensed credit providers. We do not provide legal advice or financial advice.
  • We encourage clients to be financially responsible when taking out personal finance for elective surgical or dental procedures.
  • The information on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. It is important you understand your legal obligations under any loan you intend to apply for, and the financial consequences. You should read all relevant disclosure documents. If you have any doubts, you should obtain independent legal and financial advice before you enter any loan contract.
  • CosMediTour (Consulting) Pty Ltd / CosMediTour (Australia) Pty Ltd / CosMediSmile Pty Ltd are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this website.


  • CosMediTour (Consulting) Pty Ltd / CosMediTour (Australia) Pty Ltd / CosMediSmile Pty Ltd do not provide personal loans or any form of funding or credit for plastic surgery and dental procedures.
  • We can refer you to a licensed specialty funding partner who can assist you with personal loan options which are subject to the funding partner’s lending criteria, terms and fees.
  • In the interests of full disclosure, we may receive a referral fee from the funding partner for referring you – this fee is not payable by you.
  • Please be aware that you DO NOT have to use our licensed specialty funding partner, and you are welcome to source your own funding solutions. We encourage you to do your own research.
  • Unless otherwise specified, personal loans are issued by TLC Pty Ltd  623 119 219 Australian credit licence 50969. For complete terms visit


  • *$40 per week repayment is based on a loan of $6,990 with a 10.99% interest rate over a term of 60 months. Subject to change at any timeWeekly repayments are in AUD & are estimates provided as a guide only. Fees & charges are payable & the repayment amount may not take these into account.
  • Interest rates, repayment amounts, terms & conditions will vary based on your particular circumstances & lenders credit policy criteria. Full terms and conditions will be set out in any loan offer.


  • CosMediTour (Consulting) Pty Ltd / CosMediTour (Australia) Pty Ltd / CosMediSmile Pty Ltd offer interest-free layby plans for plastic surgery and dental procedures.
  • A  AU$1,000 deposit is required to start a Layby ( or AU$2,000 for Mummy Makeover procedures).
  • The full balance must be paid 4 weeks before your treatment.
  • Instalment payment frequency is at your own discretion.
  • Cancel your layby at any time for a full refund,  less your deposit amount. Conditions apply, please see Cancellation Policy for detail.