Plastic Surgery Payment Options.

Clients often ask about Payment Options for Plastic Surgery in Australia. To help, we’ve curated a list of payment options available to cover the cost of your surgery, including Personal Loans or Payment Plans and Interest-Free Layby.


Personal loans or Payment Plans provide clients with the flexibility to manage the costs associated with Plastic Surgery without compromising on quality or choice. Eligible clients get immediate acess to funds, and pay off their surgery afterwards in smaller regular instalments. 

CosMediTour has partnered with Total Lifestyle Credit (TLC), to provide personal loans to our Clients in Australia. TLC’s provide funding of up to $50,000. Apply Now +


CosMediTour clients have access to Interest-Free Layby so they can pay off their Plastic Surgery beforehand.

The total cost of surgery is spread across smaller, more manageable instalments. This option is completely free – with no fees or interest. To learn more, please contact us on 1300 000 633 or Enquire now.


There are a range of loans and credit options available. We encourage Clients to seek interest-free periods, low interest credit. There are also medical finance providers who specialise in medical loans. 

If this is of interest, we recommend you connect with your financial services provider, bank or private lender. 

Apply Online For A

Personal Loan.

Apply quickly and easily for a Personal Loan for your Plastic Surgery in Australia, with our lending partner, TLC Finance. Simply complete the form below to discover if you are eligible to receive a loan of up to $50,000 for your Plastic Surgery.

Get In Touch.

Terms & Conditions


CosMediTour IS NOT a credit provider. We DO NOT provide personal loans or any form of funding or credit for plastic surgery or dental procedures. We DO NOT provide legal advice or financial advice. We can refer you to an independent, external licensed specialty funding partner, who can assist you with personal loan options which are subject to the funding partner’s lending criteria, terms and fees. Please be aware that we may receive a fee from the funding partner for referring you – this fee is not payable by you. Please note, you are welcome to source your own funding solutions and are NOT required to use CosMediTour’s licensed specialty funding partner.

We encourage you to be responsible when undertaking funding for your procedure and to carefully consider whether the option is appropriate to your financial needs. It is important you understand your legal obligations under any loan you intend to apply for, and the financial consequences. If you have any doubts, you should obtain independent legal and financial advice before you enter any agreement. The information on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you.

All per week payment option amounts quoted are the estimated weekly repayment you would need to repay a personal loan at an interest rate of 17.99% p.a. over 5 years. (e.g. ‘Payment Options From $63 per week* is the estimated weekly repayment on a loan of $8,490 at an interest rate of 17.99% over 5 years to purchase a Breast Augmentation package). Personal loan interest rates can vary based on credit profile and are subject to lending criteria, terms and fees. Unless otherwise specified, personal loans are issued by TLC Pty Ltd ACN 623 119 219 Australian Credit Licence 50969. For complete terms visit

CosMediTour offers interest-free layby plans for plastic surgery procedures. A $1,000 package deposit is required to start a Layby (or $2,000 for select procedures). The full balance must be paid 4-weeks before your procedure. Instalment payment frequency is at your own discretion. Cancel your layby at any time for a full refund, less your deposit amount. Conditions Apply, please see CosMediTour’s Cancellation Policy for detail.


Our team is available 7 days to answer your questions. Weekdays 8.30am – 8.00pm EST | Weekends 11.00am – 8.00pm EST.


Complete a 5-minute online assessment to receive your free personalised quote.


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